Lowenstein Sandler LLP announced Dec. 16 the launch of its Multi-State Securities, Money Transmitter & Lending Regulatory Group, a cross-disciplinary practice designed to help clients navigate the increasingly fragmented landscape of state and federal financial regulation.
The group, led by partners Christopher W, Gerold, former chief of the New Jersey Bureau of Securities, and William Brannan, integrates state securities enforcement and multi-state financial services licensing capabilities into one platform.
Lowenstein’s team operates at the intersection of securities, lending, payments, and money transmission oversight — where national markets and state authorities often collide.
Drawing on the firm’s strengths across digital assets, securities litigation, investment management and commodities, the group also includes Ethan L. Silver, partner and co-chair of Lowenstein’s fintech, crypto, trading & markets and chair, broker-dealer and fintech practices; and Leo B. Choi of fintech, crypto, trading & markets group.
The cryptocurrency market cap surpassed $4 trillion in 2025, prompting law firms to pivot toward crypto-related services. Demand for legal expertise is surging in regulatory compliance (SEC, CFTC, global regulators); litigation and enforcement defense; token offerings, DeFi, and stablecoins; and cross-border fintech transactions.
Gerold is a former president of the North American Securities Administrators Association and two-time chair of NASAA’s Enforcement Committee. He has extensive experience in nationwide, multi-state investigations and policy initiatives shaping securities regulation and enforcement. His knowledge of how state regulators collaborate and how they intersect with federal authorities enables him to provide pragmatic, informed counsel to clients operating in regulated markets.
“We understand the real-world challenges broker-dealers, investment advisers, fintech companies, and issuers face with blue sky compliance, multi-state investigations, and fast-changing regulatory expectations across all 50 states,” said Gerold.
“We bring deep experience in nationwide state securities laws, regulatory examinations, and enforcement trends to help clients anticipate issues, respond quickly, and operate with confidence in every jurisdiction where they do business.”
