ATTOM, a curator of land, property data, and real estate analytics, said Jan. 15 foreclosure filings — default notices, scheduled auctions and bank repossessions — were reported on 367,460 U.S. properties in 2025, up 14% from 2024 and an increase of 3% from 2023.
New Jersey was one of the top 10 states with the worst foreclosure rates in 2025 and had the highest foreclosure rate of any state in December 2025. Atlantic City was among the 225 metropolitan statistical areas with a population of at least 200,000 with the worst foreclosure rates in 2025.
The properties with foreclosure filings in 2025 represented 0.26% of all U.S. housing units, up from 0.23% in 2024. ATTOM said even though foreclosure activity has risen, it is significantly below pre-pandemic levels and far below peaks seen during the last housing crisis.
“Foreclosure activity increased in 2025, reflecting a continued normalization of the housing market following several years of historically low levels,” said Rob Barber, CEO at ATTOM. “While filings, starts, and repossessions all rose compared to 2024, foreclosure activity remains well below pre-pandemic norms and a fraction of what we saw during the last housing crisis. The data suggests that today’s uptick is being driven more by market recalibration than widespread homeowner distress, with strong equity positions and more disciplined lending continuing to limit risk.”
ATTOM’s year-end foreclosure report provides a unique count of properties with a foreclosure filing during the year based on publicly recorded and published foreclosure filings collected in more than 3,000 counties nationwide, accounting for more than 99 percent of the U.S. population – also available for licensing or customized reporting.
States with the worst foreclosure rates in 2025 were Florida (one in every 230 housing units with a foreclosure filing); Delaware (one in every 240 housing units); South Carolina (one in every 242 housing units); Illinois (one in every 248 housing units); and Nevada (one in every 248 housing units).
Rounding out the top 10 states with the worst foreclosure rates in 2025, were New Jersey (one in every 273 housing units); Indiana (one in every 302 housing units); Ohio (one in every 307 housing units); Texas (one in every 319 housing units); and Maryland (one in every 326 housing units).
Among 225 metropolitan statistical areas with a population of at least 200,000, those with the worst foreclosure rates in 2025 were Lakeland, Fla. (one in every 145 housing units with a foreclosure filing); Columbia, S.C. (one in every 165 housing units); Cleveland (one in every 187 housing units); Cape Coral, Fla. (one in every 189 housing units); and Atlantic City (one in every 192 housing units).
Nationwide in December 2025, one in every 3,163 properties had a foreclosure filing. New Jersey had the worst foreclosure rate in December of any state, one in every 1,734 housing units with a foreclosure filing.
